A deep-rooted consumer protection problem has resulted from questionable Declarant control, self-serving business practices, and the mismanagement of community associations (HOAs), especially in North Alabama. Unfortunately, the problem has spread now to many to homeowner controlled communities as they have transitioned from Declarant to homeowner control. Weak nonprofit law, lack of experience and education, as well as lack of enforcement, have perpetuated these problems, which some feel border on civil, or possibly criminal RICO conduct. The real estate community has done little to educate its members. Additionally, the Real Estate Commission has no specific jurisdiction over association related complaints. Alabama is a dangerous place to purchase property governed by a community association without a well-trained agent who has received HOA training from a subject matter expert. Unfortunately, the local Boards of Realtors® and Multiple Listing Services (MLS) do not offer such training and have done nothing significant to help their members mitigate risk or protect the public during such transactions.
Suggested requested information prior to making a purchase commitment:
You can make your offer contingent upon receiving and
approving material information before you are committed to purchase
Don't be bullied into skipping this.
If the agent or seller says "NO",
Just say, "NEXT".
The Alabama Concerned Homeowners Alliance - All Rights Reserved
Not Affiliated with the State of Alabama
No content within this site is intended to serve as legal advice.
No endorsement or warranty is made or implied about the quality of service any professionals perform.
Alabama is a dangerous place to purchase real estate. Be prepared.
Ask your REALTOR®/Buyer Agent how your interests are being protected.
Only use an adequately HOA trained professional who will represent & protect you.
ALABAMA CONCERNED HOMEOWNERS ALLIANCE
You Don't Know What You Don't Know